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Legend Adjustment Group

Licensed Public Adjusters

When unexpected damages occur to your property—be it due to hail, wind, tornado, or water —filing an insurance claim to recover your losses can be a complex and often overwhelming process. To streamline this process and ensure you receive a fair settlement, the Legend Adjustment Group, a leading Public Adjuster (PA), is at your service.

What is a Public Adjuster?

A Public Adjuster is a licensed professional who works exclusively on behalf of policyholders, not insurance companies. Their role is to assist in preparing, filing, and negotiating insurance claims. PAs are experts in interpreting insurance policies, understanding the complexity of the claims process, and evaluating and documenting damages to strengthen your claim.

How can Legend Adjustment Group benefit you?

As a homeowner or commercial property owner or manager, working with Legend Adjustment Group during the insurance claims process provides several key benefits:

Expertise: We understand the intricate language of insurance policies and the complexity of the claims process. Our team has the technical knowledge to interpret the coverages, exclusions, and clauses in your policy and apply them correctly to your claim.

Time-Saving: Preparing an insurance claim can be time-consuming and stressful. Our team handles all the necessary paperwork, documentation, and negotiation, allowing you to focus on your personal needs and recovery.

Maximum Settlement: We conduct a thorough assessment of your property damage and build a robust claim that includes all your entitled recoveries. We advocate for your best interests, aiming to secure a settlement that fully covers your losses.

No Upfront Cost: Our fee is a percentage of your insurance settlement and is only due once you receive your payout. If you don’t get paid, we don’t get paid.

Stress Relief: Insurance claims can be emotionally draining. By managing the entire process, we take the stress out of your hands and ensure that your claim is handled professionally and efficiently.

 

What's the difference between Legend Adjustment Group and
Legend Exteriors & Construction?

Legend Adjustment Group and Legend Exteriors and Construction are two distinct entities, each specializing in different aspects of property damage recovery.

Legend Adjustment Group is a Licensed Public Adjuster, tasked with representing homeowners in their insurance claims. We provide professional assistance in the preparation, filing, and negotiation of insurance claims, ensuring homeowners receive a fair settlement. We work directly with insurance companies on behalf of policyholders, decoding the complex language of insurance policies and using our expert knowledge to advocate for the rights of our clients.

On the other hand, Legend Exteriors and Construction is a Performance Contractor specializing in providing high-quality restoration work for properties that have suffered damage. They offer repair and restoration services, taking care of the physical work needed to restore a property to its original condition or better.

Each company operates independently, adhering to their unique roles in the damage recovery process. It is crucial for homeowners to understand the distinct functions of each company. Legend Adjustment Group navigates the insurance claims process, while Legend Exteriors and Construction focuses on the actual restoration work required post-claim approval.

Meet Our Public Adjusters

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Joe Ward

With over two decades of unparalleled service in the insurance industry, Joe Ward is one of the most respected Public Adjusters in the field today. As a Public Adjuster for Legend Adjustment Group, Joe leverages his extensive experience, keen understanding of insurance policies, and relentless dedication to his clients to secure fair and timely settlements.

Joe’s insurance career spans 20+ years of rigorous experience, during which he has worked with all major insurance companies. His in-depth understanding of insurers’ operations and adjusters’ techniques allows him to navigate the claims process expertly, always advocating for the homeowner’s or property manager’s best interests.

He is HAAG Certified—an industry recognition that indicates his expert-level competence in assessing and identifying all types of property damage, including complex roof damage scenarios. This prestigious certification distinguishes Joe as a professional of high integrity and reliability, committed to maintaining the utmost standards in his assessments.

Over the years, Joe has earned countless accolades within the industry. He has been praised for his meticulous attention to detail, strong negotiation skills, and unwavering commitment to getting the best results for his clients. But, what truly sets Joe apart is his empathetic approach towards clients—a testament to his belief that behind every claim is a homeowner or property manager seeking help and reassurance.

Joe’s enduring dedication to his clients and his tireless pursuit of fairness in the insurance claims process has made him a valuable asset to Legend Adjustment Group. He is committed to easing homeowners’ and property managers’ stress in times of disaster, ensuring that they receive the maximum settlement they are entitled to, and helping them get back on their feet as quickly as possible.

For any homeowner or property manager navigating the insurance claims process, Joe Ward offers not just extensive professional expertise, but also the peace of mind that comes from working with someone who genuinely cares about your well-being. As part of the Legend Adjustment Group, Joe is ready to advocate for you, protect your interests, and ensure your voice is heard.